Introducing LiveSpend

See your credit card spending in real time
without broken bank syncs

Budgeting apps kept disconnecting, showing outdated balances, or lagging behind my real spending.

So I built LiveSpend, a simpler way to stay in control.

Early access. No spam. No commitment.

This month

$2,143.72

Live

Spending over time

Food & Coffee $412
Shopping $298
Transport $146

Updated instantly from card alerts

If you’ve tried budgeting apps,
you know the pain

!

Pending vs posted transactions make your balance feel constantly wrong

↻

Bank connections randomly break and ask you to re-authenticate

Transactions show up hours or days late

?

You never really know how much you’ve spent right now

Most budgeting apps defeat their own purpose.
They show you what you spent, after the decision is already made.

LiveSpend takes a simpler approach

No bank connections. No syncing. Just real-time clarity.

Built on what already works

Credit cards already send you transaction alerts instantly. LiveSpend uses those notifications as the source of truth, instead of fragile bank integrations.

No permissions. No re-auth. No broken syncs.

How it works in real time

$

Transaction

Card payment

Notification

Instant alert

LS

LiveSpend

Updated instantly

Why this approach is more reliable, and lower risk

Traditional budgeting apps

  • • Require connecting real bank accounts
  • • Rely on broad, persistent access
  • • Depend on complex third-party integrations
  • • Sync on schedules, not events

LiveSpend

  • • No bank account connections required
  • • No credentials or read access to your accounts
  • • Fewer moving parts, smaller risk surface
  • • Updates the moment you spend

The result: spending that’s always accurate, because it reflects what just happened, not what synced later.